:root{--ink:#17211e;--muted:#5f6e68;--line:#dce5df;--panel:#fff;--soft:#f7f5ee;--green:#0f6b4d;--green-dark:#073629;--gold:#c49748;--shadow:0 24px 70px rgba(16,43,32,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--soft);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55}a{color:inherit}.site-header{position:sticky;top:0;z-index:10;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px clamp(18px,4vw,56px);background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);backdrop-filter:blur(16px)}.brand{display:inline-flex;align-items:center;text-decoration:none;min-width:235px}.brand-logo{display:block;width:210px;max-width:42vw;height:auto}.site-nav{display:flex;align-items:center;gap:8px}.site-nav a{padding:10px 12px;border-radius:8px;color:var(--muted);font-size:14px;font-weight:700;text-decoration:none}.site-nav a:hover{background:#eef5f0;color:var(--green-dark)}.menu-toggle{display:none;align-items:center;gap:7px;height:42px;border:1px solid var(--line);border-radius:8px;background:#fff}.menu-toggle span{display:block;width:17px;height:2px;margin:3px;background:var(--ink)}.menu-toggle b{font-size:13px}.hero{min-height:680px;display:grid;grid-template-columns:minmax(0,1fr) 360px;align-items:end;gap:32px;padding:92px clamp(18px,5vw,72px) 56px;background:linear-gradient(90deg,rgba(7,35,27,.91),rgba(7,35,27,.68) 42%,rgba(7,35,27,.16)),url("./assets/hero.png") center right/cover;color:#fff}.hero-content{max-width:760px}.eyebrow{margin:0 0 12px;color:var(--gold);font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.hero h1,.section h2{margin:0;max-width:780px;font-size:clamp(40px,6vw,76px);line-height:.98;letter-spacing:0}.hero-copy{max-width:620px;margin:22px 0 0;color:rgba(255,255,255,.84);font-size:19px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border:1px solid transparent;border-radius:8px;font-weight:800;text-decoration:none;cursor:pointer}.primary{background:var(--gold);color:#1a1408}.secondary{border-color:rgba(255,255,255,.35);color:#fff}.hero-panel{align-self:end;padding:24px;border:1px solid rgba(255,255,255,.24);border-radius:8px;background:rgba(255,255,255,.13);backdrop-filter:blur(14px)}.hero-panel strong,.hero-panel span,.hero-panel a{display:block}.hero-panel span{margin:8px 0 16px;color:rgba(255,255,255,.78)}.hero-panel a{color:#fff;font-weight:800}.section{padding:84px clamp(18px,5vw,72px)}.intro,.split,.checklist,.contact-section{display:grid;grid-template-columns:minmax(0,.9fr) minmax(320px,1.1fr);gap:48px;align-items:start}.intro p:last-child,.split p,.checklist p{margin:0;color:var(--muted);font-size:18px}.section h2{color:var(--ink);font-size:clamp(34px,4vw,56px)}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:28px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;padding-top:0;padding-bottom:0;background:var(--line)}.stats div{display:grid;gap:6px;padding:26px;background:#fff}.stats strong{font-size:22px}.stats span{color:var(--muted)}.service-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.service-card,.utility-card,details,.contact-form,.checklist-box,.steps div{border:1px solid var(--line);border-radius:8px;background:var(--panel);box-shadow:0 1px 0 rgba(20,44,34,.04)}.service-card{display:flex;min-height:310px;flex-direction:column;padding:24px}.icon{display:grid;place-items:center;width:42px;height:42px;border-radius:8px;background:#e9f4ee;color:var(--green);font-weight:900}.service-card h3{margin:24px 0 10px;font-size:24px;line-height:1.1}.service-card p{margin:0;color:var(--muted)}.service-card a{margin-top:auto;color:var(--green);font-weight:900;text-decoration:none}.process,.split,.faq-section{background:#fff}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.steps div{padding:22px}.steps span{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--green);color:#fff;font-weight:900}.steps h3{margin:18px 0 8px}.steps p{margin:0;color:var(--muted)}.action-list{display:grid;gap:12px}.utility-card{display:grid;gap:4px;width:100%;padding:20px;color:inherit;text-align:left;text-decoration:none}button.utility-card{font:inherit;cursor:pointer}.utility-card:hover,.refund-grid a:hover,.service-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}.utility-card span{color:var(--green);font-weight:900}.utility-card small{color:var(--muted)}.refund-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.refund-grid a{min-height:132px;display:flex;align-items:end;padding:20px;border:1px solid var(--line);border-radius:8px;background:linear-gradient(135deg,#fff,#e9f4ee);color:var(--green-dark);font-size:19px;font-weight:900;text-decoration:none}.checklist-box{display:grid;gap:13px;padding:22px}.checklist-box label{display:flex;gap:10px;align-items:flex-start}.checklist-box input{width:18px;height:18px;accent-color:var(--green)}.progress{height:10px;border-radius:99px;background:#e8eee9;overflow:hidden}.progress span{display:block;width:0;height:100%;background:var(--green);transition:.2s}.faq-list{display:grid;gap:12px}details{padding:20px 22px}summary{cursor:pointer;color:var(--ink);font-size:18px;font-weight:900}details p{margin:14px 0 0;color:var(--muted)}.contact-section{background:var(--green-dark);color:#fff}.contact-section h2{color:#fff}.contact-methods{display:grid;gap:10px;margin-top:24px}.contact-methods a{color:#fff;font-size:18px;font-weight:900}.contact-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:20px;color:var(--ink)}.contact-form label{display:grid;gap:6px;color:var(--muted);font-size:13px;font-weight:900;text-transform:uppercase}.contact-form input,.contact-form select,.contact-form textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:13px 12px;color:var(--ink);font:inherit}.full{grid-column:1/-1}.site-footer{display:flex;justify-content:space-between;gap:20px;padding:28px clamp(18px,5vw,72px);background:#071f17;color:rgba(255,255,255,.74)}.site-footer strong{color:#fff}.toast{position:fixed;right:18px;bottom:18px;z-index:20;max-width:320px;padding:12px 14px;border-radius:8px;background:var(--green-dark);color:#fff;box-shadow:var(--shadow);opacity:0;transform:translateY(8px);transition:.2s;pointer-events:none}.toast.show{opacity:1;transform:translateY(0)}@media(max-width:980px){.site-nav{position:absolute;inset:76px 18px auto;display:none;flex-direction:column;align-items:stretch;padding:12px;border:1px solid var(--line);border-radius:8px;background:#fff;box-shadow:var(--shadow)}.site-nav.open{display:flex}.menu-toggle{display:flex}.hero,.intro,.split,.checklist,.contact-section{grid-template-columns:1fr}.hero{min-height:720px;align-items:end;background-position:center}.hero-panel{max-width:520px}.service-grid,.refund-grid,.steps,.stats{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:640px){.site-header{padding:12px 16px}.brand{min-width:0}.brand-logo{width:170px;max-width:62vw}.hero{min-height:690px;padding:88px 18px 28px}.hero h1{font-size:42px}.section{padding:58px 18px}.section-heading{display:block}.service-grid,.refund-grid,.steps,.stats,.contact-form{grid-template-columns:1fr}.site-footer{display:grid}}
.entity-intake{display:grid;grid-template-columns:minmax(0,.9fr) minmax(340px,1.1fr);gap:48px;align-items:start;background:linear-gradient(135deg,#fff7e4 0%,#eef8f2 58%,#ffffff 100%)}.entity-intake p{color:var(--muted);font-size:18px}.entity-pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}.entity-pills span{padding:8px 11px;border-radius:999px;background:#fff;border:1px solid rgba(15,107,77,.18);color:var(--green-dark);font-weight:900}.entity-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:20px;border:1px solid rgba(15,107,77,.18);border-radius:8px;background:rgba(255,255,255,.88);box-shadow:var(--shadow)}.entity-form label{display:grid;gap:6px;color:var(--muted);font-size:13px;font-weight:900;text-transform:uppercase}.entity-form input,.entity-form select,.entity-form textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:13px 12px;color:var(--ink);font:inherit;background:#fff}.options-label{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.options-label>span{display:flex;align-items:center;gap:8px;color:var(--ink);font-size:14px;font-weight:700;text-transform:none}.options-label input{width:17px;height:17px;accent-color:var(--green)}.service-card:nth-child(1){border-top:5px solid var(--green)}.service-card:nth-child(2){border-top:5px solid var(--gold)}.service-card:nth-child(3){border-top:5px solid var(--green-dark)}.service-card:nth-child(4){border-top:5px solid var(--gold)}.stats div:nth-child(1),.stats div:nth-child(3){background:#eaf7ef}.stats div:nth-child(2),.stats div:nth-child(4){background:#fff4d8}.process{background:linear-gradient(180deg,#ffffff 0%,#eef8f2 100%)}.steps div:nth-child(2) span,.steps div:nth-child(4) span{background:var(--gold);color:#1a1408}.steps div:nth-child(3) span{background:var(--green-dark)}.refund-grid a:nth-child(1),.refund-grid a:nth-child(3){background:linear-gradient(135deg,#ffffff,#dff3e7)}.refund-grid a:nth-child(2),.refund-grid a:nth-child(4){background:linear-gradient(135deg,#ffffff,#fff1c8)}@media(max-width:980px){.entity-intake{grid-template-columns:1fr}.entity-form{grid-template-columns:1fr}.options-label{grid-template-columns:1fr}}
.entity-form fieldset{margin:0}.form-group{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:18px;border:1px solid rgba(15,107,77,.2);border-radius:8px;background:rgba(255,255,255,.72)}.form-group legend{grid-column:1/-1;padding:0 8px;color:var(--green-dark);font-size:15px;font-weight:900;text-transform:uppercase}.entity-form .form-group label{min-width:0}.entity-form .form-group textarea{resize:vertical}.entity-intake .button.full{margin-top:4px}.entity-intake h2{max-width:680px}.entity-intake .entity-form{max-height:none}.entity-intake{background:linear-gradient(135deg,#fff7e4 0%,#f2fff6 52%,#ffffff 100%)}@media(max-width:760px){.form-group{grid-template-columns:1fr}.options-label{grid-template-columns:1fr}}
.entity-type-form .entity-choice{display:none}.entity-type-form[data-selected-entity="LLC"] [data-entity-group="LLC"],.entity-type-form[data-selected-entity="CORP"] [data-entity-group="CORP"],.entity-type-form[data-selected-entity="TRUST"] [data-entity-group="TRUST"],.entity-type-form[data-selected-entity="NOT FOR PROFIT CORP / CONGREGATION"] [data-entity-group="NOT FOR PROFIT CORP / CONGREGATION"]{display:grid}.entity-type-form[data-selected-entity] [data-entity-group="bank"]{display:grid}.entity-type-form:not([data-selected-entity]) [data-entity-group="bank"]{display:none}.radio-field{display:grid;gap:10px;color:var(--muted);font-size:13px;font-weight:900;text-transform:uppercase}.radio-field>div{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.radio-field label{display:flex;align-items:center;gap:8px;padding:10px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);font-size:14px;font-weight:800;text-transform:none}.radio-field input{width:17px;height:17px;accent-color:var(--green)}.entity-form small{color:var(--muted);font-size:12px;text-transform:none}.form-actions{display:flex;justify-content:flex-end;gap:12px}.form-draft{border-color:var(--line);color:var(--green-dark);background:#fff}@media(max-width:760px){.radio-field>div{grid-template-columns:1fr}.form-actions{display:grid}}
.approve-section{display:grid;grid-template-columns:minmax(0,.85fr) minmax(340px,1.15fr);gap:48px;align-items:start;background:linear-gradient(135deg,#08261c 0%,#0f6b4d 46%,#f8fbf7 46%,#fff7e4 100%);color:#fff}.approve-section h2{color:#fff}.approve-copy p:not(.eyebrow){max-width:560px;color:rgba(255,255,255,.82);font-size:18px}.approve-notes{display:grid;gap:10px;margin-top:26px}.approve-notes span{width:fit-content;padding:9px 12px;border:1px solid rgba(255,255,255,.24);border-radius:999px;background:rgba(255,255,255,.12);font-weight:900}.approve-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:22px;border:1px solid rgba(15,107,77,.18);border-radius:8px;background:rgba(255,255,255,.94);box-shadow:var(--shadow);color:var(--ink)}.approve-form label{display:grid;gap:6px;color:var(--muted);font-size:13px;font-weight:900;text-transform:uppercase}.approve-form input{width:100%;border:1px solid var(--line);border-radius:8px;padding:13px 12px;color:var(--ink);font:inherit;background:#fff}.consent-row{display:flex!important;align-items:flex-start;gap:10px;padding:14px;border:1px solid var(--line);border-radius:8px;background:#f8fbf7;color:var(--ink)!important;font-size:14px!important;text-transform:none!important}.consent-row input{width:18px;height:18px;margin-top:2px;accent-color:var(--green)}.consent-row a{color:var(--green);font-weight:900}.approve-payment label{border-color:#d6e6dc}.approve-bank{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:16px;border:1px solid rgba(15,107,77,.18);border-radius:8px;background:#eef8f2}.approve-bank[hidden]{display:none}.approval-message{padding:14px 16px;border-left:5px solid var(--gold);border-radius:8px;background:#fff8e8;color:#5e4b1d;font-weight:900}@media(max-width:980px){.approve-section{grid-template-columns:1fr;background:linear-gradient(180deg,#08261c 0%,#0f6b4d 42%,#fff7e4 42%,#f8fbf7 100%)}.approve-form{grid-template-columns:1fr}.approve-bank{grid-template-columns:1fr}}

:root{--green:#2832a4;--green-dark:#111861;--gold:#f15a24;--leaf:#78c943;--line:#d8dfd8;--shadow:0 24px 70px rgba(17,24,97,.14)}
.hero{background:linear-gradient(90deg,rgba(17,24,97,.92),rgba(17,24,97,.66) 44%,rgba(17,24,97,.12)),url("./assets/hero.png") center right/cover}
.site-nav a:hover{background:#eef0ff;color:var(--green)}
.icon{background:#edf8e7;color:var(--green)}
.primary{background:var(--gold);color:#fff}
.service-card:nth-child(1){border-top-color:var(--green)}
.service-card:nth-child(2){border-top-color:var(--leaf)}
.service-card:nth-child(3){border-top-color:var(--gold)}
.service-card:nth-child(4){border-top-color:var(--green)}
.stats div:nth-child(1),.stats div:nth-child(4){background:#eef0ff}
.stats div:nth-child(2){background:#edf8e7}
.stats div:nth-child(3){background:#fff2ec}
.steps span{background:var(--green)}
.steps div:nth-child(2) span{background:var(--leaf);color:#10240b}
.steps div:nth-child(3) span{background:var(--gold)}
.steps div:nth-child(4) span{background:var(--green)}
.refund-grid a:nth-child(1),.refund-grid a:nth-child(4){background:linear-gradient(135deg,#fff,#eef0ff)}
.refund-grid a:nth-child(2){background:linear-gradient(135deg,#fff,#edf8e7)}
.refund-grid a:nth-child(3){background:linear-gradient(135deg,#fff,#fff2ec)}
.entity-intake{background:linear-gradient(135deg,#eef0ff 0%,#edf8e7 54%,#fff 100%)}
.process{background:linear-gradient(180deg,#fff 0%,#eef0ff 100%)}
.approve-section{background:linear-gradient(135deg,#111861 0%,#2832a4 46%,#f8fbf7 46%,#fff 100%)}
.approve-bank{background:#edf8e7}
.contact-section,.site-footer,.toast{background:var(--green-dark)}
@media(max-width:980px){.approve-section{background:linear-gradient(180deg,#111861 0%,#2832a4 42%,#fff 42%,#f8fbf7 100%)}}
.form-message{min-height:20px;color:#b23814;font-weight:800}
.privacy-note{padding:12px 14px;border-left:5px solid var(--gold);border-radius:8px;background:#fff2ec;color:#5f3b2c;font-weight:800}
.approve-form select{width:100%;border:1px solid var(--line);border-radius:8px;padding:13px 12px;color:var(--ink);font:inherit;background:#fff}
.success-page{min-height:100vh;display:grid;align-content:center;gap:18px;max-width:920px;margin:0 auto}
.success-page h1{margin:0;font-size:clamp(34px,5vw,62px);line-height:1}
.success-page p{margin:0;color:var(--muted);font-size:18px}
.success-logo{width:230px;max-width:70vw;height:auto}
.success-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:10px}
.secondary.light{border-color:var(--green);color:var(--green);background:#fff}
.payment-summary{display:grid;gap:10px;padding:18px;border:1px solid var(--line);border-radius:8px;background:#fff}
.payment-summary a,.payment-summary button{color:var(--green);font-weight:900;text-decoration:none}
.payment-summary button{width:fit-content;padding:0;border:0;background:transparent;font:inherit;cursor:pointer;text-align:left}
.payment-summary button:hover,.payment-summary a:hover{text-decoration:underline}
.terms-page{min-height:100vh;background:linear-gradient(180deg,#eef0ff 0,#fff 320px,#f7f5ee 100%);padding:42px clamp(18px,5vw,72px) 72px}
.terms-hero{max-width:980px;margin:0 auto 28px}
.terms-logo-link{display:inline-flex;margin-bottom:28px;text-decoration:none}
.terms-hero h1{margin:0;max-width:760px;color:var(--ink);font-size:clamp(42px,7vw,76px);line-height:.98;letter-spacing:0}
.terms-hero p:not(.eyebrow){max-width:760px;margin:20px 0 0;color:var(--muted);font-size:18px}
.terms-content{max-width:980px;margin:0 auto;padding:34px;border:1px solid var(--line);border-radius:8px;background:#fff;box-shadow:var(--shadow)}
.terms-content section{padding-top:24px;margin-top:24px;border-top:1px solid var(--line)}
.terms-content h2{margin:0 0 12px;color:var(--green-dark);font-size:clamp(24px,3vw,34px);line-height:1.1;letter-spacing:0}
.terms-content p,.terms-content li{color:var(--muted);font-size:16px}
.terms-content p{margin:0 0 12px}
.terms-content ul{display:grid;gap:10px;margin:0 0 12px;padding-left:22px}
.terms-content strong{color:var(--ink)}
.terms-acknowledgment{padding:22px!important;border:1px solid rgba(241,90,36,.22)!important;border-radius:8px;background:#fff2ec}
@media(max-width:640px){.terms-page{padding:28px 18px 54px}.terms-content{padding:22px}.terms-logo-link{margin-bottom:20px}}
.payment-page{min-height:100vh;background:linear-gradient(180deg,#eef0ff 0,#fff 360px,#f7f5ee 100%);padding:42px clamp(18px,5vw,72px) 72px}
.payment-hero{max-width:1040px;margin:0 auto 28px}
.payment-hero a:first-child{display:inline-flex;margin-bottom:28px;text-decoration:none}
.payment-hero h1{margin:0;max-width:780px;color:var(--ink);font-size:clamp(42px,7vw,76px);line-height:.98;letter-spacing:0}
.payment-hero p:not(.eyebrow){max-width:760px;margin:20px 0 0;color:var(--muted);font-size:18px}
.payment-alt-link{display:inline-block!important;margin-top:18px!important;padding:10px 0;color:var(--muted)!important;font-size:16px!important;font-weight:800}
.payment-alt-link a{color:var(--green);text-decoration:none;border-bottom:2px solid rgba(40,50,164,.2)}
.payment-alt-link a:hover{border-bottom-color:var(--green)}
.payment-frame-wrap{max-width:1040px;margin:0 auto;border:1px solid var(--line);border-radius:8px;background:#fff;box-shadow:var(--shadow);overflow:hidden}
.payment-frame{display:block;width:100%;min-height:1000px;border:0;background:#fff}
@media(max-width:640px){.payment-page{padding:28px 18px 54px}.payment-hero a:first-child{margin-bottom:20px}.payment-frame{min-height:1120px}}
.entity-type-form [data-entity-group="bank"],
.entity-type-form [data-entity-group="bank"][hidden],
[data-approval-bank][hidden]{display:none!important}
.entity-type-form[data-bank-debit="true"] [data-entity-group="bank"]{display:grid!important}
.eyebrow{font-size:15px}
.form-message{font-size:16px}
.privacy-note,.approval-message,.entity-payment-message{font-size:16px;line-height:1.45}
.entity-payment-message{padding:14px 16px;border-left:5px solid var(--gold);border-radius:8px;background:#fff2ec;color:#5f3b2c;font-weight:900}
.entity-payment-message[hidden]{display:none!important}
.hero-panel .inline-email{display:inline}
.hero-panel .panel-action{display:block;width:max-content;padding:9px 12px;border-radius:8px;background:rgba(255,255,255,.14);text-decoration:none}

/* Professional brand treatment: logo blue leads, with restrained green and red. */
:root{
  --ink:#171b2f;
  --muted:#5f6474;
  --line:#dfe2e9;
  --panel:#fff;
  --soft:#f5f6f8;
  --green:#2c36a5;
  --green-dark:#18205f;
  --gold:#ed4b3e;
  --leaf:#6fbe44;
  --shadow:0 18px 48px rgba(24,32,95,.10)
}
body{background:var(--soft)}
.site-header{background:rgba(255,255,255,.97);box-shadow:0 1px 12px rgba(24,32,95,.04)}
.site-nav a:hover{background:#f0f1f8;color:var(--green-dark)}
.hero{background:linear-gradient(90deg,rgba(17,24,74,.94),rgba(17,24,74,.76) 45%,rgba(17,24,74,.18)),url("./assets/hero.png") center right/cover}
.primary{background:var(--gold);color:#fff}
.primary:hover{background:#d83d32}
.secondary:hover{background:rgba(255,255,255,.10)}
.hero-panel{background:rgba(18,25,75,.54);border-color:rgba(255,255,255,.22)}
.hero-panel .panel-action{background:#fff;color:var(--green-dark)}
.section h2{font-size:clamp(32px,3.5vw,50px);line-height:1.04}
.icon{background:#f1f7ed;color:#559d32}
.service-card{border-top:3px solid var(--green)!important;box-shadow:none}
.service-card:nth-child(2),.service-card:nth-child(4){border-top-color:var(--green)!important}
.service-card:hover,.utility-card:hover,.refund-grid a:hover{box-shadow:0 12px 34px rgba(24,32,95,.10)}
.stats{background:var(--line)}
.stats div,.stats div:nth-child(1),.stats div:nth-child(2),.stats div:nth-child(3),.stats div:nth-child(4){background:#fff}
.process{background:#fff}
.steps div{box-shadow:none}
.steps span,.steps div:nth-child(2) span,.steps div:nth-child(3) span,.steps div:nth-child(4) span{background:var(--green-dark);color:#fff}
.progress span{background:var(--leaf)}
.checklist-box input,.options-label input,.radio-field input,.consent-row input{accent-color:#5da636}
.split{background:#f5f6f8}
.utility-card{box-shadow:none}
.refund-grid a,.refund-grid a:nth-child(1),.refund-grid a:nth-child(2),.refund-grid a:nth-child(3),.refund-grid a:nth-child(4){background:#fff;color:var(--green-dark);box-shadow:none}
.entity-intake{background:#f3f4f8}
.entity-pills span{border-color:#d9dce9;color:var(--green-dark)}
.entity-form,.approve-form{box-shadow:0 14px 38px rgba(24,32,95,.08)}
.form-group{border-color:#dfe2e9;background:#fafbfc}
.approve-section{background:var(--soft);color:var(--ink)}
.approve-section h2{color:var(--ink)}
.approve-copy p:not(.eyebrow){color:var(--muted)}
.approve-notes span{border-radius:8px;background:rgba(255,255,255,.08)}
.approve-bank{background:#f3f4f8;border-color:#dfe2e9}
.consent-row{background:#f7f8fa}
.faq-section{background:#fff}
.privacy-note,.approval-message,.entity-payment-message{background:#fff5ef;color:#6f341b;border-left-color:var(--gold)}
.contact-section{background:#18205f}
.site-footer,.toast{background:#101640}
.terms-page,.payment-page{background:linear-gradient(180deg,#f1f2f7 0,#fff 320px,#f5f6f8 100%)}
.terms-acknowledgment{background:#fff5ef;border-color:rgba(229,106,50,.24)!important}
input:focus,select:focus,textarea:focus,button:focus-visible,a:focus-visible{outline:3px solid rgba(44,54,165,.22);outline-offset:2px}
@media(max-width:640px){
  .hero>*,.hero-content,.hero-panel,.section>*{min-width:0}
  .hero-actions{display:grid;grid-template-columns:1fr;width:100%}
  .hero-actions .button{width:100%}
  .hero-panel{width:100%}
  .hero-panel span,.hero-panel a,.contact-methods a{overflow-wrap:anywhere}
}

.refund-grid a{flex-direction:column;align-items:flex-start;justify-content:space-between;gap:20px;min-width:0;min-height:180px}
.refund-symbol{display:block;width:112px;height:72px;max-width:100%;object-fit:contain;object-position:left center}
.refund-symbol[src$="refund-new-jersey.jpg"]{width:90px;clip-path:ellipse(36.8% 45.8% at 53.2% 49.3%)}
main>section[id]{scroll-margin-top:100px}
#refunds{scroll-margin-top:110px}
.refund-section-link{color:var(--green-dark);font-weight:700;text-decoration:underline;text-underline-offset:3px}
.refund-grid a>span{overflow-wrap:break-word}

.service-card,.utility-card{transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
@media(hover:hover){.service-card:hover,.utility-card:hover{transform:translateY(-3px);box-shadow:0 8px 22px rgba(24,32,95,.09);border-color:#a5aac7}}
.service-card:focus-within,.utility-card:focus-visible{box-shadow:0 8px 22px rgba(24,32,95,.09);border-color:var(--green-dark)}
.site-nav a{position:relative;letter-spacing:0;transition:color .18s ease,background-color .18s ease}
.site-nav a::after{content:"";position:absolute;left:12px;right:12px;bottom:5px;height:2px;background:var(--gold);opacity:0;transition:opacity .18s ease}
.site-nav a[aria-current="location"]{color:var(--green-dark);background:#f3f4f8}
.site-nav a[aria-current="location"]::after{opacity:1}
[data-copy]{position:relative}
[data-copy].is-copied>*:not(.copy-confirmation){opacity:.12}
[data-copy] .copy-confirmation{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;gap:10px;background:rgba(255,255,255,.92);border-radius:inherit;color:var(--green-dark);font-size:16px;font-weight:700;text-transform:none;letter-spacing:0}
.copy-checkmark{display:inline-block;width:10px;height:18px;border:solid #4c8b2d;border-width:0 3px 3px 0;transform:rotate(45deg);margin-right:4px}
.intake-notice{padding:14px 16px;border-left:3px solid var(--green-dark);background:#f3f4f8;color:var(--ink);font-size:15px;line-height:1.55}
.intake-notice a{font-weight:700;text-underline-offset:3px}
.intake-notice[hidden]{display:none}
.draft-dialog{max-width:480px;width:calc(100% - 32px);padding:26px;border:1px solid var(--line);border-radius:8px;color:var(--ink);background:#fff}
.draft-dialog::backdrop{background:rgba(20,24,46,.4)}
.draft-dialog h2{margin:0 0 14px;font-family:Cambria,Georgia,serif;font-size:26px;line-height:1.2}
.draft-dialog p{color:var(--muted);font-size:15px}
.draft-dialog label{display:grid;gap:8px;font-weight:700}
.draft-dialog input{width:100%;padding:12px;border:1px solid var(--line);border-radius:6px;font:inherit}
.draft-actions{display:flex;gap:12px;justify-content:flex-end;margin-top:20px}
.draft-actions button{min-height:44px;padding:10px 16px;border:1px solid var(--line);border-radius:6px;font:inherit;font-weight:700;cursor:pointer}
#draft-confirm{background:var(--green-dark);color:#fff}
.draft-dialog .draft-error{color:#ad3028}
.form-actions{flex-wrap:wrap}
.form-actions .button{min-width:0}
@media(max-width:1280px){
  .site-nav{position:absolute;inset:100% 18px auto;display:none;flex-direction:column;align-items:stretch;padding:12px;border:1px solid var(--line);border-radius:8px;background:#fff;box-shadow:var(--shadow);max-height:calc(100dvh - 110px);overflow-y:auto}
  .site-nav.open{display:flex}
  .menu-toggle{display:flex}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .service-card,.utility-card,.site-nav a,.site-nav a::after{transition:none}
  .service-card:hover,.utility-card:hover{transform:none}
}
.faq-topics{display:grid;gap:32px}
.faq-topic{display:grid;grid-template-columns:220px minmax(0,1fr);gap:32px;padding-top:28px;border-top:1px solid var(--line);min-width:0}
.faq-topic h3{margin:0;padding-top:18px;color:var(--green-dark);font-family:Cambria,Georgia,serif;font-size:24px;line-height:1.25;letter-spacing:0}
.faq-topic .faq-list,.faq-topic details{min-width:0}
.faq-topic summary{overflow-wrap:break-word}
@media(max-width:760px){.faq-topic{grid-template-columns:minmax(0,1fr);gap:16px}.faq-topic h3{padding-top:0;font-size:22px}}

/* Refined financial-services typography. */
body{font-family:Aptos,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.62}
.hero h1,.section h2,.service-card h3,.steps h3,.stats strong,summary,
.terms-hero h1,.terms-content h2,.payment-hero h1,.success-page h1{
  font-family:Cambria,Georgia,"Times New Roman",serif;
  font-weight:700;
  letter-spacing:0
}
.hero h1{font-size:clamp(42px,5.5vw,70px);line-height:1.01}
.section h2{font-size:clamp(32px,3.3vw,48px);line-height:1.06}
.hero-copy,.intro p:last-child,.split p,.checklist p,.entity-intake p,
.approve-copy p:not(.eyebrow),.terms-hero p:not(.eyebrow),.payment-hero p:not(.eyebrow){font-size:18px}
.eyebrow,.site-nav a,.button,.service-card a,.utility-card span{
  font-family:Aptos,"Segoe UI",Arial,sans-serif;
  text-transform:uppercase;
  letter-spacing:.055em
}
.eyebrow{margin-bottom:10px;font-size:18px;font-weight:700;line-height:1.25}
.section .eyebrow{color:var(--gold)}
.entity-form label[hidden]{display:none!important}
.entity-form-section[hidden]{display:none!important}
/* Keep each person's details in a distinct, unframed section. */
.entity-form .form-group{grid-template-columns:minmax(0,1fr);min-width:0}
.entity-form .entity-choice{padding:0;border:0;background:transparent;gap:0}
.entity-form .entity-choice>legend{padding:0 0 16px;font-size:16px}
.entity-form-section{display:grid;grid-template-columns:minmax(0,1fr);gap:16px;padding:24px 0;border-top:1px solid var(--line);min-width:0}
.entity-form-section h3{margin:0 0 4px;color:var(--ink);font-family:Cambria,Georgia,serif;font-size:21px;line-height:1.25;letter-spacing:0}
.entity-form-section--second:not(:has(>label:not([hidden]))){display:none}
.entity-form-section .radio-field>div{grid-template-columns:minmax(0,1fr)}
.entity-form input,.entity-form select,.entity-form textarea{min-width:0;max-width:100%}
.entity-form input[type="file"]{font-size:14px;text-transform:none}
.section h2{font-size:clamp(30px,3vw,40px);line-height:1.1}
.intro h2{max-width:720px}
.section-heading{display:block;max-width:780px;margin-bottom:32px}
.intro>p:last-child,
.split>.action-list,
.checklist>.checklist-box,
.contact-section>.contact-form,
.entity-intake>.entity-form,
.approve-section>.approve-form{margin-top:32px}
.site-nav a{font-weight:600}
.button,.service-card a,.utility-card span{font-weight:700}
.hero-panel strong,.contact-methods a,.form-group legend,.radio-field,
.entity-form label,.approve-form label,.contact-form label,.consent-row,
.approval-message,.entity-payment-message,.privacy-note{font-weight:700}
.service-card h3{font-size:23px}
/* The shared detail stack reserves the tallest panel's space. */
.process-journey{--process-navy:#1b225f;--process-red:#ef493d;position:relative;padding-top:24px}
.process-track{position:absolute;top:24px;left:12.5%;right:12.5%;height:2px;background:var(--line)}
.process-track>span{display:block;width:100%;height:100%;background:var(--process-red);transform:scaleX(var(--process-progress));transform-origin:left;transition:transform .45s ease}
.process-tabs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.process-step{position:relative;min-width:0;margin:32px 0 0;padding:26px 22px 24px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);font:inherit;letter-spacing:0;text-align:left;cursor:pointer;display:flex;flex-direction:column;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.process-number{position:absolute;top:-50px;left:50%;transform:translateX(-50%);width:36px;height:36px;display:grid;place-items:center;border:1px solid var(--line);border-radius:50%;background:#fff;color:var(--process-navy);font-size:16px;font-weight:700;box-shadow:0 0 0 6px #fff;transition:background .25s,color .25s,border-color .25s}
.process-step-title{display:block;font-family:Cambria,Georgia,serif;font-size:22px;font-weight:700;line-height:1.25;min-height:2.5em;margin-bottom:14px}
.process-summary{display:block;color:var(--muted);font-size:16px;line-height:1.6}
.process-step[aria-selected="true"]{border-color:var(--process-navy);box-shadow:0 8px 24px rgba(27,34,95,.10),inset 0 0 0 1px var(--process-navy);transform:translateY(-4px)}
.process-step[aria-selected="true"] .process-number{background:var(--process-navy);border-color:var(--process-navy);color:#fff;transform:translate(-50%,4px)}
.process-step[aria-selected="true"]::after{content:"";position:absolute;bottom:-30px;left:50%;width:18px;height:26px;background:var(--process-red);transform:translateX(-50%);clip-path:polygon(40% 0,60% 0,60% 65%,100% 65%,50% 100%,0 65%,40% 65%)}
.process-step:focus-visible{outline:3px solid var(--process-red);outline-offset:5px}
.process-details{position:relative;display:grid;margin-top:24px;border-top:2px solid var(--line);background:#f5f6f9;padding:28px 32px}
.process-details::before{content:"";position:absolute;top:-2px;left:var(--process-position);width:80px;height:3px;background:var(--process-red);transform:translateX(-50%);transition:left .45s ease}
.process-detail{grid-area:1/1;min-width:0;max-width:850px;animation:process-reveal .3s ease both}
.process-detail[hidden]{display:block;visibility:hidden;pointer-events:none;animation:none}
.process-detail .process-detail-label{display:flex;align-items:baseline;flex-wrap:wrap;gap:6px 16px;margin:0 0 18px;color:var(--process-navy);font-size:14px;font-weight:700;letter-spacing:0}
.process-detail-label>span{color:var(--process-red);text-transform:uppercase;white-space:nowrap}
.process-detail-label>strong{font-size:17px;line-height:1.4}
.process-detail h3{margin:0 0 10px;font-family:Cambria,Georgia,serif;font-size:25px;line-height:1.25;color:var(--ink)}
.process-detail p{margin:0 0 16px;color:var(--muted);font-size:17px;line-height:1.6}
.process-detail a{display:inline-flex;align-items:center;gap:12px;min-height:44px;color:var(--process-navy);font-weight:700;text-decoration:underline;text-underline-offset:4px}
@keyframes process-reveal{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}
@media(hover:hover){.process-step:hover{border-color:var(--process-navy);transform:translateY(-4px);box-shadow:0 8px 24px rgba(27,34,95,.08)}}
@media(max-width:760px){
  .process-journey{padding-top:0}
  .process-track{top:34px;left:22px;right:auto;width:2px;height:var(--process-track-height,360px)}
  .process-track>span{transform:scaleY(var(--process-progress));transform-origin:top}
  .process-tabs{grid-template-columns:1fr;gap:12px}
  .process-step{margin:0 0 0 56px;padding:18px 20px}
  .process-number{top:18px;left:-34px;width:32px;height:32px;transform:translateX(-50%)}
  .process-step-title{font-size:21px;min-height:0;margin-bottom:6px}
  .process-summary{font-size:15px}
  .process-step[aria-selected="true"],.process-step:hover{transform:none}
  .process-step[aria-selected="true"] .process-number{transform:translateX(-50%)}
  .process-step[aria-selected="true"]::after{top:25px;bottom:auto;left:-14px;width:10px;height:14px;transform:none;clip-path:polygon(0 0,100% 50%,0 100%)}
  .process-details{padding:24px 20px;background:#f5f6f9}
  .process-details::before{left:0;width:100%;transform:none}
  .process-detail h3{font-size:23px}
}
@media(prefers-reduced-motion:reduce){
  .process-step,.process-number,.process-track>span,.process-details::before{transition:none}
  .process-detail{animation:none}
}
.audience-strip{display:block;background:var(--soft)}
.stats .audience-viewport{display:block;padding:0;background:transparent;overflow:hidden}
.audience-track{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;list-style:none;padding:0;margin:0;background:var(--line)}
.audience-track li{flex:0 0 30%;min-width:0;display:flex;flex-direction:column;gap:16px;padding:28px;background:#fff}
.audience-track strong{line-height:1.25;overflow-wrap:break-word}
.audience-track .audience-clone{display:none}
.audience-strip.is-moving .audience-track{display:flex;animation:audience-loop var(--audience-duration,24s) linear infinite}
.audience-strip.is-moving .audience-track li{display:flex;min-width:280px}
@keyframes audience-loop{from{transform:translateX(0)}to{transform:translateX(var(--audience-travel,0px))}}
@media(max-width:760px){
  .audience-track{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}
  .audience-track li{min-width:0;padding:24px}
}
@media(max-width:640px){.audience-track{grid-template-columns:minmax(0,1fr)}}
.service-card a{padding-top:20px;line-height:1.4}
@media(min-width:1500px){
  .service-grid{grid-template-columns:repeat(5,minmax(0,1fr))}
}
@media(min-width:981px) and (max-width:1499px){
  .service-grid{grid-template-columns:repeat(6,minmax(0,1fr))}
  .service-card{grid-column:span 2}
  .service-card:nth-child(4),.service-card:nth-child(5){grid-column:span 3}
}
summary{font-size:19px}
@media(max-width:640px){
  .hero h1{font-size:42px;line-height:1.03}
  .eyebrow{font-size:17px}
  .section h2{font-size:32px}
  .site-nav a{font-size:14px}
}
@media(max-width:980px){
  .intro>p:last-child,
  .split>.action-list,
  .checklist>.checklist-box,
  .contact-section>.contact-form,
  .entity-intake>.entity-form,
  .approve-section>.approve-form{margin-top:0}
}
@media(min-width:981px){
  .hero-content{transform:translateY(-36px)}
}
@media(max-width:980px){
  .hero{align-content:center;grid-auto-rows:max-content}
}
@media(min-width:761px) and (max-width:980px){
  .hero{
    min-height:620px;
    grid-template-columns:minmax(0,1fr) 290px;
    grid-auto-rows:auto;
    align-items:center;
    align-content:center;
    gap:28px;
    padding:72px 36px 46px
  }
  .hero-content{transform:none}
  .hero-panel{align-self:center;max-width:none}
  .hero h1{font-size:clamp(42px,5.2vw,54px)}
  .hero-copy{font-size:17px}
  .hero-actions{gap:10px}
  .hero-actions .button{padding:0 16px}
}